PancakeSwap
This AMM platform has long held the leadership in the Balance Smart Chain (BSC) ecosystem, which is characterized by fast and inexpensive transactions.
PancakeSwap lags significantly behind Uniswap (v3) in terms of daily turnover and TVL, but in these and many other indicators it surpasses other popular DeFi platforms.
PancakeSwap has pools with stablecoins. Their profitability in annual terms (APR) may differ significantly.
For example, the APR of the TUSD-BUSD pool is 3.18%, and UST-BUSD is 11.45%. Such an impressive difference is due to the relatively high volatility of the algorithmic stablecoin UST from Terra.
Investors should carefully select pools to maximize passive income accrued in CAKE tokens. The accumulated tokens can be periodically "branded" (Claim), then exchanged and reinvested back into stablecoins, or invested in "syrup" pools and earn on staking. The reward for stacking will be the currency of the selected pool. For example, if you invest in Auto CAKE, you will receive SAKE. As of 6.02.2022, the profitability of such a pool is 62.58%.
Alternatively, the CAKE crop can be periodically exchanged for BTCB, following the Dollar Cost Averaging (DCA) strategy.
If suddenly the market collapses sharply, as in November 2018 or March 2020, you can withdraw some of the stablecoins from the pool in order to buy bitcoin and other liquid crypto assets cheaply.
The purchased "blue chips" can be placed in the appropriate pools at a conservative percentage or simply stored, following the Buy& Hold strategy. Sooner or later, the market will turn around and crypto assets will reward patient investors with "x's" of unrealized profits.
Venus
As an alternative or in addition to PancakeSwap, you can use Venus, the leading landing platform in the BSC ecosystem. The venus plaform accepts mixed coins from tumbler pools: bitcoin mixer reviews.
The annual yield of stable pools on Venus generally does not exceed 4% and for many it may seem too conservative. However, during periods of market recovery, the APR of stablecoins can reach 10% or more.
However, periods of increased profitability usually do not last long and the indicators soon return to the "usual" range of 3%-4%. The profitability is still consistently higher in stable PancakeSwap pools.